SpendKeep AI

SpendKeep AI is a privacy‑first personal finance and expense tracker that lets users monitor spending without sharing bank credentials.

• Automated transaction parsing via email forwarding, CSV/OFX import, or manual entry.
• LLM categorization using Meta's Llama‑3 (via Groq) to label each transaction and classify it as Need or Want for 50/30/20 budgeting.
• Data stored in the user's own PostgreSQL database with Row‑Level Security, ensuring only the user can access it.
• Features include Wants vs Needs split, recurring rules, yearly AI‑generated insights, and a suite of 18+ free browser‑based financial calculators.
• Targets everyday budgeters seeking awareness and technical operators who need zero‑sync, total privacy for SaaS sprawl and institutional ledgers.
• Value proposition: regain control of money, eliminate bank‑sync risks, and gain AI‑driven insights while keeping data fully owned.